CMHC Increases Mortgage Premiums

Posted by:Aleksandra Oleksak
CMHC increases mortgage premiums

CMHC  (Canada Mortgage And Housing Corporation) recently announced they will be increasing their mortgage insurance premiums effective May 1, 2014. This will affect all high ratio mortgages, meaning buyers with less then 20% down payment. Here are a few key things to remember regarding CMHC and the increase. Banks must insure all high ratio mortgages, Read the Rest…

Aleks

Don’t Forget Your Closing Costs!

Posted by:Aleksandra Oleksak
Don't forget your closing costs

No matter how many times I talk about closing costs on my blog and to my clients, buyers are still shocked the day they have to bring in their cheques to the lawyer’s office before the closing date. How much should closing costs be, how are closing costs calculated, what is included in closing costs, who pays Read the Rest…

Aleks

1st Time Buyer Seminar Notes

Posted by:Aleksandra Oleksak
key and door

***Next First Time Buyer Seminar scheduled for March 6th, 2013, details to follow soon*** For those of you who couldn’t make it to my first time buyer seminar or even for those of you who came but were in information overload, I will be posting notes from the seminar right here to make it easy Read the Rest…

Aleks

Toronto Land Transfer Tax-It’s Affects

Posted by:Aleksandra Oleksak
taxes-suck

The Toronto Land Transfer Tax is on the forefront of everyone’s mind. How does it affect the Toronto real estate market and what can YOU do to abolish it? Well I do have the answers for you, just check out my guest post on RateHub Canada’s blog, click here and it will take you directly to the post. Read the Rest…

Aleks

FIRST TIME HOME BUYER SEMINAR

Posted by:Aleksandra Oleksak
First Time Buyer Seminar FB

***Next First Time Buyer Seminar scheduled for March 6th, 2013, details to follow soon*** I have some very exciting news to share, I will be hosting my first ever First Time Home Buyer Seminar!!! It will be a great night filled with lots of learning and information. Buying your first home can be very intimidating, I know it was Read the Rest…

Aleks